Repossession Action

Don't Let Them Take Your Property

The Repossession Stopper can help you to stop an impending eviction, whatever stage of the process you find yourself in:

• If you have missed mortgage or loan repayments and fear repossession - We can help!
• If you have received a court date, it is not too late! - However if you do not act quickly then you could find your home being repossessed!
• Even if you have been to court and have already handed over the keys to your home, as long as the property has not yet been sold then it is not too late to stop your repossession!

Repossession Action

Failure to keep up to date with your mortgage or secured loan repayments could ultimately lead to you and your family becoming homeless. If you ignore the problem it could become more difficult to control your debt and avoid repossession.

Don’t let this happen! Take repossession action today by contacting us so that we can help you to avoid repossession. There could be a number of solutions open to you today, even if negotiations have broken down with your current mortgage lender.

The best advice for any borrower in the grip of mortgage or loan arrears will firstly be to contact the lender at the earliest opportunity in an attempt to reach a viable solution during this troubled time. Some lenders may allow you to make overpayments every month over a period of time in order to clear the arrears, some lenders may even allow you to take a payment holiday giving you the chance to get back on your feet. For whatever reason, an agreement between the borrower and lender in this instance cannot always be reached - it is perhaps at this point when the repossession proceedings begin.

A property repossession must be avoided at all costs. It is not common knowledge that if you are taken through the property repossession process and your property is ultimately repossessed; you may then end up being liable for all costs incurred up until your property is sold by the lender. These costs can include interest on your mortgage, any associated legal fees and other costs accrued.

If you are a homeowner, your home can only be repossessed if the court makes an order telling you to leave. The most common reason for property repossession is having outstanding mortgage arrears or arrears on a secured loan. Even if you have received a repossession notice, the whole situation can be avoided by taking repossession action at the earliest opportunity.

By taking repossession action we may be able to utilise the equity from your home and look to arrange a remortgage deal or secured loan that pays off the balance of the arrears - possibly even reducing your monthly payments!

Remember, it is never too late to act! We have helped to stop hundreds of evictions. An immediate consultation is necessary if you are being threatened with eviction. We can take immediate repossession action by calling us today.

If you have been threatened with a repossession court order you need to act quickly to stop this from happening, complete our quick form here and we will do our best to help you.